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Browse All Monroe NC Between $400K - $500K Properties for Sale

401 S College  Street, Monroe
$450,000
3 Beds ⋅ 2 Baths ⋅ 4429582 MLS ⋅ COMING SOON Status
Some homes have character you simply can’t recreate. Built in 1901, this 3-bedroom, 2-bath home in Monroe’s Historic District brings together historic charm and an extensive renovation, giving its next owners plenty to appreciate from day one. Set on a corner lot beneath two stately oak trees, the home welcomes you with an expansive covered front porch. A second covered porch upstairs offers another inviting spot for morning coffee or a quiet end to the day. Out back, a brand-new deck adds even more space for relaxing, entertaining, or enjoying the surrounding yard. The property also includes a detached, oversized two-car garage, offering generous space for vehicles, storage, hobbies, or a workshop. Inside, original details, including transom windows, complement a long list of new finishes. The kitchen features all-new cabinetry, leather-finished countertops, appliances, and hardware. New flooring runs throughout the entire home, with hardwoods downstairs, carpet upstairs, and tile in the bathrooms. Brand-new plumbing, ductwork, and electrical, along with all-new fixtures and hardware, fresh interior paint, and refreshed bathrooms, bring everyday comfort to a home with more than a century of history. Landscaping and exterior improvements add to the curb appeal. Cherished by the same family for more than 40 years, this College Street home is ready for its next chapter. Just minutes from downtown Monroe’s restaurants, shops, and community events, this is a home best appreciated in person. Schedule your showing, explore the details, and save a few minutes for the front porch. This home is eligible for the Homeownership Plus program, offering qualified buyers 100% financing and up to $5,000 toward closing costs. Buyer eligibility, program requirements, and lender approval apply.

401 S College Street, Monroe

Listing courtesy of Call It Closed International Inc. info@thecarolinasrealtor.com

4509 Bent Green  Lane, Monroe
$475,000
3 Beds ⋅ 3 Baths ⋅ 4436416 MLS ⋅ ACTIVE Status
Three full bathrooms. Let that sink in (and yes, the pun is intentional). In a home this size, that’s a rarity, and it’s just one reason 4509 Bent Green Ln deserves a close look. This one-owner Craftsman has been well kept since day one, and the curb appeal shows it: gables, a covered front porch, and a two-car garage that does its job without stealing the show. Inside, the open floor plan lets the living room, kitchen, and dining area share the same air and the same good light. The kitchen is the one everyone will end up in anyway, with a granite island, stainless appliances, 42-inch cabinets, tile backsplash, and stylish pendant lighting. Just off the kitchen, a bright flex room is ready to be whatever you need: a casual dining spot, a playroom, an office, a hobby space. You decide, and it won’t argue. And if you want more formality, the separate dining room with wainscoting is ready for real dinners. The primary suite is a genuine retreat, with a dual-vanity bath, a walk-in shower, and not one but two walk-in closets. The second bedroom is also a true ensuite, a layout you don’t see often. A third bedroom gives you room to flex even further. The laundry room has cabinet storage and a window, which is more than most laundry rooms can say for themselves. Now for the best part. The owners upgraded the back porch to a screened porch with ceiling fans, then added a patio running the full width of the home, so you can spread out, grill, and claim every inch of outdoor space. Beyond the patio, the yard slopes down to a stone fire pit and a wooded tree line, and through the trees you can catch a glimpse of the neighborhood pond. Not a bad view for a Tuesday evening. Single-level, move-in ready, and easy to love. Come see it before someone else does.

4509 Bent Green Lane, Monroe

Listing courtesy of EXP Realty LLC Mooresville. robin@soldinthecarolinas.com

407 Lind Point  Lane, Monroe
$410,000
4 Beds ⋅ 3 Baths ⋅ 4436380 MLS ⋅ ACTIVE Status
Eco-friendly living meets perfect design & fresh updates in Monroe’s desirable St Johns Forest neighborhood! Nestled in a quiet cul-de-sac, this stunning 4-bedroom, 2.5-bathroom home offers a rare blend of sustainable technology and highly functional living spaces. To top it off, the seller is offering a generous $10,000 buyer concession with an acceptable offer—perfect to use toward a rate buydown, closing costs, or custom updates! Step inside to a light-filled floor plan and a spacious living area centered by a cozy fireplace. The heart of the home is the expansive kitchen, boasting a large quartz center island and a custom walk-in pantry built for ultimate organization. The main level also features a highly versatile flex room, ideal for a distraction-free home office, hobby space, or playroom. Upstairs, you will find four remarkably spacious bedrooms, with walk-in closets including a private owner's retreat with vaulted ceilings and an ensuite bath with a separate soaking tub & shower. A dedicated upper-level laundry room adds incredible everyday convenience. Say hello to some utility bill relief! This home comes equipped with an eco-efficient solar power system and Tesla battery storage wall, alongside a premium reverse osmosis water filtration system. Step out the sliding doors to your fully fenced backyard—perfect for pets and play— complete with a storage building in addition to the two-car garage. Enjoy fantastic neighborhood amenities, including a community pool, playground, a newly added community garden and tree-lined sidewalks. Excellent location just minutes from local schools, shopping, and dining. Fresh paint & newly installed carpet on the stairs & second floor bedrooms adds to the affordability of this 2 story stone accented beauty. Stainless fridge, washer, dryer & a 1 year home warranty with an acceptable offer making this home truly move-in ready. Don't miss this rare affordable turnkey opportunity!

407 Lind Point Lane, Monroe

Listing courtesy of EXP Realty LLC Rock Hill. JPCanHelpBuySell@Outlook.com

1317 Harkey Creek  Drive, Monroe
$470,000
4 Beds ⋅ 3 Baths ⋅ 4432328 MLS ⋅ PENDING Status
Location, Location, Location! Perfectly positioned for everyday convenience, this beautiful home offers the ideal combination of space, comfort, and accessibility! Enjoy being just minutes from Target, grocery stores, restaurants, shopping, and major highways, making commuting and getting around Charlotte a breeze. Step inside to discover a bright, inviting interior with an open-concept floor plan designed for both everyday living and entertaining. The main level welcomes you with a spacious sitting area that flows seamlessly into the heart of the home, a beautifully designed kitchen featuring abundant cabinetry, generous counter space, and a custom pantry offering exceptional storage. Also on the main level, you'll find a versatile home office that can easily serve as an additional bedroom, along with a convenient half bathroom. Upstairs, an oversized loft provides the perfect space for a second living area, playroom, media room, or whatever best suits your lifestyle. Four generously sized bedrooms and two full bathrooms complete the upper level, offering plenty of space and flexibility. Step outside to your own peaceful retreat! The fully fenced backyard provides a quiet, private setting perfect for relaxing, entertaining, or simply enjoying time outdoors. With its spacious layout, four bedrooms, two and a half bathrooms, flexible living spaces, and unbeatable proximity to everyday essentials, this home truly checks all the boxes. Come see everything it has to offer!

1317 Harkey Creek Drive, Monroe

Listing courtesy of Keller Williams Ballantyne Area. cweisensel@kw.com

1712 Timber Lane  Drive, Monroe
$450,000
4 Beds ⋅ 3 Baths ⋅ 4427470 MLS ⋅ ACTIVE Status
Two primary suites on a 0.61-acre lot with no HOA, just outside Charlotte. The 31' x 21' upstairs suite works as a private retreat, with room for a full sitting area, two walk-in closets including a 19'8" x 6'10", and a bath with jetted tub and separate shower. The main-level primary has its own bath and walk-in closet, and two more bedrooms and a full bath share the same floor, giving you real separation between the two suites. The great room has a gas log fireplace and opens to a kitchen with plenty of cabinet space, a breakfast bar, and a dining area with a sliding door to the back deck. Laundry is on the main level. Out back is where this home stands apart: a 24' above-ground pool with underwater lighting and a fountain spray, set on a 520 sq ft raised pool deck with a locking gate and its own stone fire pit. A separate grill deck and social deck with gas fire pit add another 450+ sq ft of outdoor space, and solar deck lighting gives the whole area a warm glow at night. The backyard is fully enclosed by an extra-tall chain link fence. Pool equipment conveys, including the motorized pool cleaner, maintenance tools, and pool games. The big-ticket items are handled: furnace, coil, and downstairs AC 2019, upstairs AC 2024, front entry door 2022, rear sliding door 2020, and pool pump and sand filter 2022. A 9/2024 roof inspection found no work needed and estimated 15-20 years of remaining life. Wired, interconnected smoke detectors throughout. 2-car garage, 120 sq ft storage shed, city water and sewer, and natural gas. Within a quarter mile of US-74 and Old Charlotte Hwy for quick access to I-485 and Uptown.

1712 Timber Lane Drive, Monroe

Listing courtesy of LPT Realty LLC. rond@chucktownhomes.com

1128 Ryan Meadow  Drive, Monroe
$477,000
3 Beds ⋅ 3 Baths ⋅ 4428507 MLS ⋅ ACTIVE Status
$5,000 SELLER CREDIT toward buyer’s interest rate buydown or other allowable closing costs with an acceptable offer! Buyer to verify eligibility and terms with their lender. Immaculately maintained home in the popular Harkey Creek community! This beautiful home features many desirable Ryan Homes upgrades, including a stone fireplace, quartz countertops, covered back porch with adjacent patio, spacious walk-in shower with Roman-style showerheads, decorative gable pediment, and matte black plumbing fixtures and door hardware. The main level offers an open, flowing floor plan connecting the kitchen, dining area, and cozy living room with fireplace—perfect for everyday living and entertaining. A versatile room just off the entry foyer can be used as an office, study, den, or playroom. The spacious owner’s suite provides a comfortable retreat with a large walk-in shower. Upstairs, the loft/den offers additional flexible space for a home office, study, media area, or entertainment space. Outside, enjoy a fenced backyard with fescue lawn, covered porch, and adjoining patio—ideal for cookouts, pets, or play. Harkey Creek offers fantastic community amenities, including a swimming pool and playground. Conveniently located near Sun Valley shopping, restaurants, and schools, while still offering an easy commute to Charlotte. Enjoy the best of both worlds—a welcoming neighborhood setting with convenient access to everything you need! A wonderful opportunity to own a beautifully maintained home in a desirable community

1128 Ryan Meadow Drive, Monroe

Listing courtesy of Homecoin.com. info+nc@homecoin.com

1018 Grace Valley  Drive, Monroe
$429,000
3 Beds ⋅ 2 Baths ⋅ 4428528 MLS ⋅ ACTIVE Status
Beautiful ranch home with covered porch! Come see 1018 Grace Valley Drive located in Monroe, North Carolina! Welcome to Twinleaf Meadows, a new home community in the quaint town of Monroe, NC. Wonderful community amenities will include pickleball, walking trails, dog parks, playground, 5 acres of multi-purpose fields and covered pavilions with fireplace and grilling island. This home is located in the wonderful Union County School District! The Aberdeen is one of our ranch plans featured at Twinleaf Meadows in Monroe, North Carolina. The Aberdeen is a gorgeous, one-story home that boasts an impressive level of comfort, luxury, and style. It offers 3 bedrooms, 2 baths and a 2-car garage. It is designed with a focus on open concept living, natural light, and plenty of space to entertain. At the heart of the home is a spacious family room that blends together the dining area and kitchen, creating an expansive and airy living space. The kitchen is equipped with a large island, stainless steel appliances, and plenty of counter space perfect for cooking or entertaining friends. The Aberdeen features a spacious primary suite complete with a large walk-in closet, and en suite bathroom with dual vanities and walk-in shower. Two additional bedrooms are located at the front of the home, along with another full bathroom. The home features a two-car garage. With a covered porch at the rear, you can take full advantage of the outdoors and enjoy entertaining or relaxing. The spacious floor plan, thoughtfully designed living spaces, and luxurious finishes, the Aberdeen plan is the perfect place to call home at Twinleaf Meadows.

1018 Grace Valley Drive, Monroe

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

1009 Grace Valley  Drive, Monroe
$443,640
4 Beds ⋅ 3 Baths ⋅ 4428523 MLS ⋅ ACTIVE Status
4 bedrooms/2.5 baths and primary bedroom down! Schedule an appt to come see 1009 Grace Valley Drive located in Monroe, North Carolina! Welcome to Twinleaf Meadows, a new home community in the quaint town of Monroe, NC. Wonderful community amenities will include pickleball, walking trails, dog parks, playground, 5 acres of multi-purpose fields and covered pavilions with fireplace and grilling island. This home is located in the wonderful Union County School District! The Salem is one of our two-story plans featured at Twinleaf Meadows located in Monroe, North Carolina. This gorgeous two-story home with impressive comfort, luxury, and style offers four bedrooms, 2.5 bathrooms, and a two-car garage. Upon entering, you’ll be greeted by an inviting foyer connecting to a spacious dining room. This open-planned space features a large living room and functional kitchen. The gourmet kitchen has stainless steel appliances, ample cabinet space, and a large island with a breakfast bar, perfect for cooking or casual dining. Adjacent to the kitchen is the spacious primary suite, complete with a large walk-in closet and private bathroom. Upstairs there are three bedrooms with a full bathroom. The Salem plan has a loft area upstairs that can be used as a media room or playroom space. Take advantage of this opportunity to make the Salem yours at Twinleaf Meadows.

1009 Grace Valley Drive, Monroe

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

1100 Legacy Lake  Drive, Monroe
$499,999
3 Beds ⋅ 2 Baths ⋅ 4424702 MLS ⋅ PENDING Status
METICULOUSLY MAINTAINED ALL-BRICK HOME | LEGACY ON THE LAKE | ALMOST 1 ACRE | IN-GROUND POOL | NO HOA Welcome to southern charm with this beautifully maintained all-brick ranch home nestled in the quiet, quaint, and established Legacy on the Lake neighborhood at Mallard Landing, conveniently located alongside Lake Twitty. Situated on almost a 1-acre lot, this 3-bedroom, 2-full-bath home offers just under 2000 heated square feet of comfortable living space, plus a fixed staircase from the garage leading to an unfinished/unheated area {~1600 sqft} with two dormer windows for egress offering excellent unlocked potential for a future expansion. The original owners have taken exceptional care of the home, including newer HVAC and furnace (2020), water heater (2018), and roof (2019). In 2022, owners installed new appliances and granite countertops in the kitchen. A termite bond was in place, with the home last treated in July 2026. Outdoor living is a true highlight, featuring a beautiful in-ground pool with cobblestone surround, a newly installed stained back deck, screened porch, fenced backyard, and an incredibly private setting perfect for entertaining or relaxing. The pool pump motor was replaced in 2025, and the pool liner was replaced in 2020 with a transferable 20-year warranty. A spacious 40-foot covered rocking-chair front porch provides the perfect spot to enjoy the peaceful surroundings, while front-yard irrigation and a meticulously manicured lawn complete the exterior. Inside, the spacious primary suite features his-and-hers closets and separate vanities. The home provides a comfortable layout with plenty of opportunity to personalize and expand. For those needing additional living space or a fourth bedroom, the property is eligible for City sewer, with tap fee and grinder pump installation to be completed at the new owners expense. Otherwise, the 3 bedroom septic is currently installed, last pumped 2023. See attached information for additional details if interested in sewer tie-in. Enjoy the best of convenience and privacy with easy access to the Highway 74 Bypass, nearby schools, shopping, and restaurants. Lake Twitty access is just around the corner, offering opportunities for boating and fishing. Come visit this lovely home, showings start Sat. 9/26

1100 Legacy Lake Drive, Monroe

Listing courtesy of Keller Williams Select. samanthaberg@kw.com

1013 Grace Valley  Drive, Monroe
$425,000
3 Beds ⋅ 2 Baths ⋅ 4427279 MLS ⋅ PENDING Status
Beautiful ranch home with covered porch! Come see 1013 Grace Valley Drive located in Monroe, North Carolina! Welcome to Twinleaf Meadows, a new home community in the quaint town of Monroe, NC. Wonderful community amenities will include pickleball, walking trails, dog parks, playground, 5 acres of multi-purpose fields and covered pavilions with fireplace and grilling island. This home is located in the wonderful Union County School District! The Aberdeen is one of our ranch plans featured at Twinleaf Meadows in Monroe, North Carolina. The Aberdeen is a gorgeous, one-story home that boasts an impressive level of comfort, luxury, and style. It offers 3 bedrooms, 2 baths and a 2-car garage. It is designed with a focus on open concept living, natural light, and plenty of space to entertain. At the heart of the home is a spacious family room that blends together the dining area and kitchen, creating an expansive and airy living space. The kitchen is equipped with a large island, stainless steel appliances, and plenty of counter space perfect for cooking or entertaining friends. The Aberdeen features a spacious primary suite complete with a large walk-in closet, and en suite bathroom with dual vanities and walk-in shower. Two additional bedrooms are located at the front of the home, along with another full bathroom. The home features a two-car garage. With a covered porch at the rear, you can take full advantage of the outdoors and enjoy entertaining or relaxing. The spacious floor plan, thoughtfully designed living spaces, and luxurious finishes, the Aberdeen plan is the perfect place to call home at Twinleaf Meadows.

1013 Grace Valley Drive, Monroe

Listing courtesy of DR Horton Inc. mcwilhelm@drhorton.com

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“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

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