Under $200,000 Monroe NC Real Estate, Homes, Condos for Sale

Build your dream home on this stunning 1.37 acre property featuring a cleared homesite, generous road frontage, and beautiful mature trees offering privacy and natural charm. Enjoy the peace and quiet of an established neighborhood with access to city water and sewer. Ideally located beside Monroe Country Club and Lake Lee, with Charlotte just a short drive away. Properties like this are hard to find. Bring your plans and make it yours before it’s gone!

Lakeview Drive, Monroe

Listing courtesy of Sell Your Home Services. mlsbydan@gmail.com

$105,000

2 Beds ⋅ 1 Baths ⋅ 4420248 MLS ⋅ ACTIVE Status

Property Sold in AS IS Condition. Existing Home has 899 Sq. Ft. The lot size is 9,017 Sq. Ft. Property has city sewer and city water. Seller is looking for a quick sale Cash Buyers Only. Property will not qualify for a Loan. Great Opportunity for an Investor. The city of Monroe has given notice to refurbish the property or to Tear down by November 5th.

806 Gordon Street, Monroe

Listing courtesy of Century 21 Providence Realty. Century21Lidia@yahoo.com

$125,000

4419003 MLS ⋅ ACTIVE Status

Located in Monroe, North Carolina, this 2.5 +/- acre vacant property offers a combination of open ground, mature hardwoods, creek frontage, and more than 250 feet of road frontage along Sincerity Road. The property is positioned at approximately 35.06645, -80.4672 and is zoned RA-40. A small, cleared area provides a potential build-site location, while mature hardwoods cover portions of the tract and add a natural wooded setting. Mill Creek borders a portion of the property, creating an attractive natural feature with potential recreational and wildlife-viewing opportunities. A portion of the property is located within a floodplain. Buyers should verify current floodplain boundaries, building restrictions, elevation requirements, permitting, and other applicable regulations before considering construction or improvements. The potential building area should also be evaluated for soils, septic suitability, utilities, access, setbacks, and other development requirements. With its combination of road frontage, mature hardwoods, creek frontage, and cleared ground, this property offers potential for a future homesite or recreational use, subject to zoning and all required approvals. Its location in Monroe provides access to the surrounding Union County area while retaining the natural characteristics of a small acreage tract. Prospective buyers should conduct their own due diligence regarding zoning, floodplain, soils, utilities, access, surveys, environmental conditions, and permitted uses. This 2.5 +/- acre property is an opportunity to own land with both open and wooded characteristics and a notable creek feature in the Monroe, North Carolina area.

TBD Sincerity Road, Monroe

Listing courtesy of Whitetail Properties Real Estate LLC. Justin.Blackwell@whitetailproperties.com

$50,000

4418223 MLS ⋅ ACTIVE UNDER CONTRACT Status

Rare opportunity to own three separate parcels being sold together for a combined approximately 1.54 acres on White Store Road in Monroe. These fully wooded lots offer a peaceful, natural setting with paved, publicly maintained road frontage and plenty of possibilities for future use. Zoned AG2 and identified as suitable for residential, agricultural, or multi-family use, the property provides flexibility whether you're looking for a homesite, investment opportunity, or additional land. No HOA or CCRs. Well and septic will be needed for residential development. Conveniently located near Pageland Highway with easy access to Downtown Monroe and its variety of shopping, dining, grocery stores, healthcare, and everyday conveniences.

White Store Road, Monroe

Listing courtesy of Keller Williams Ballantyne Area. listings@hprea.com

$25,000

4417124 MLS ⋅ ACTIVE UNDER CONTRACT Status

Beautiful country setting on a quiet road! This ~0.92-acre lot offers flat, mostly cleared terrain along Bruce Thomas Road in Monroe. This property presents a fantastic value in a peaceful rural environment. The parcel does not currently have an approved septic permit and did not PERC for a residential build. Buyers should verify allowed county uses prior to making an offer. Cash sales preferred.

709 Bruce Thomas Road, Monroe

Listing courtesy of Keller Williams South Park. susan@launchrealestate.net

$190,000

4413780 MLS ⋅ PENDING Status

Mcmanus Road, Monroe

Listing courtesy of Emerald Pointe Realty. bbenton@emeraldpointerealty.com

$200,000

2 Beds ⋅ 2 Baths ⋅ 4413827 MLS ⋅ ACTIVE Status

This cozy 2-bedroom, 1.5 bathroom home offers comfortable living in a peaceful community. Well maintained and move-in ready, it features a functional layout with inviting living spaces perfect for everyday living. Whether you're first-time homebuyer, looking to downsize, or seeking a great investment opportunity, this home offers comfort, convenience, and low-maintenance living in a quiet, welcoming neighborhood.

718 W Franklin Street, Monroe

Listing courtesy of Mark Spain Real Estate. tvmcneill@gmail.com

$150,000

2 Beds ⋅ 4410973 MLS ⋅ ACTIVE UNDER CONTRACT Status

This property offers significant upside for the right buyer. Ideal for investors, developers, or contractors seeking a project with strong potential. Walking distant to the vibrant downtown Monroe. Classic single-story home with original hard woods in living room. Home is being sold as-is, where-is with no repairs, concessions, or warranties. Buyer is responsible for verifying all measurements, permits, structural needs and future use. Exposed electrical wiring and floor joists. See property disclosure for more information. Owner is a real estate agent.

100 N West Street, Monroe

Listing courtesy of DeVore Estates. allidevore@yahoo.com

$59,995

4407144 MLS ⋅ ACTIVE UNDER CONTRACT Status

Bring your vision to life with this vacant residential lot in Monroe! Located behind 110 N Westover Dr, this property offers an exciting opportunity for builders, investors, or buyers dreaming of creating a home of their own. Enjoy the convenience of an established area while starting with a blank canvas ready for possibilities. Convenient to downtown Monroe, shopping, dining, schools, and everyday amenities, with easy access to surrounding areas. Whether you're looking for your next building project, an investment opportunity, or a place to create something uniquely yours, this property is worth a look. Don't miss the chance to add a piece of Monroe real estate to your plans! Buyer to verify zoning, utilities, access, building requirements, and suitability for intended use.

LOT #3 110 N Westover Drive Unit #3, Monroe

Listing courtesy of Nestlewood Realty, LLC. douglas@nestlewoodrealty.com

$149,900

4407430 MLS ⋅ ACTIVE Status

Great property for your private estate, no clearing needed. See survey. See Soil Scientist Report for location of the engineered septic system. Buyer to obtain permit. Going south on Medlin Road go past Charlie Williams Road. You will see my sign on the left.

3 Medlin Road, Monroe

Listing courtesy of Collins REALTORS. jcollins.collinscomp@gmail.com

$139,900

4407426 MLS ⋅ ACTIVE Status

Great property for your private estate, no clearing needed. See survey. See Soil Scientist Report for location of the engineered septic system. Buyer to obtain permit. Going south on Medlin Road go past Charlie Williams Road. You will see my sign on the left.

2 Medlin Road, Monroe

Listing courtesy of Collins REALTORS. jcollins.collinscomp@gmail.com

$199,000

4401032 MLS ⋅ ACTIVE Status

Ready to build your dream home? This beautiful 2.5-acre lot offers the perfect blend of peaceful country living and everyday convenience in rural Union County. With plenty of room to create the home you’ve always envisioned, you’ll enjoy the privacy of a spacious homesite while remaining just a short drive from the shopping, dining, and entertainment of downtown Monroe. Don’t miss this opportunity to make your dream a reality!

6520 Plyler Mill Road, Monroe

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. Joshua.Caruso@southlandhomesusa.com

$170,000

2 Beds ⋅ 2 Baths ⋅ 4401349 MLS ⋅ ACTIVE Status

Great location in the county,Spacious,Relaxing Country Yard with storage building. Blueberry bushes. Clean air effect on HVAC, Great Water, Metal Roof, Bedrooms are spacious. LR and Kit spacious. Brick underpinning. Property looks great and has been maintained in excellect order. Come and see!

3212 Trinity Church Road Unit #2, Monroe

Listing courtesy of Carolina Living Associates LLC. mikehaile79@gmail.com

$165,000

4394907 MLS ⋅ ACTIVE Status

Beautiful setting for your new home! Highly sought after Piedmont School district.

000 Unionville Road, Monroe

Listing courtesy of Emerald Pointe Realty. joey@joeygamble.com

$167,500

4393040 MLS ⋅ ACTIVE UNDER CONTRACT Status

Property adjoins 3.3 acres (MLS 4393046) and is available for a combined price of $335,000. While the seller prefers to sell both parcels together, separate sales are possible. This is ideal for a private estate or a small residential development. A concept plan prepared by an engineering firm illustrates the potential for 10 home lots on the combined properties. Homes in Windy Ridge are currently selling in the 400 to 500s . Water and sewer are available at the Stevens Rd frontage; buyers should verify connection requirements and costs with the city. Access is available via Stevens Rd, with alternate access on Spring Breeze Way when the parcels are combined.

Stevens Road, Monroe

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. donna.richards@allentate.com

$167,500

4393046 MLS ⋅ ACTIVE UNDER CONTRACT Status

This property is ideal for building your luxury home on a private estate, with the potential for two homes (verify with the City of Monroe for details). Conveniently located near shopping, restaurants, theaters, and more, it also offers quick access to Matthews and Charlotte via the Monroe Bypass. Homes in Windy Ridge are currently selling in the $400,000–$500,000 range. There are no HOA or CCR restrictions, providing flexibility to build on this beautiful property. Water and sewer are accessible from the main lines on Spring Breeze Way; buyers should confirm connection requirements and costs with the city. Access to the property is via an easement on Spring Breeze Way. Please see attachments for city requirements. Buyers should also verify any water and sewer availability at the cul-de-sac on Spring Breeze Way within the Windy Ridge subdivision with the city.

1211 Stevens Road, Monroe

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. donna.richards@allentate.com

$135,900

4391694 MLS ⋅ ACTIVE Status

Build Your Custom Retreat on 1.26 Acres. Escape the city rush without sacrificing convenience. Located on Stack Road, this beautiful 1.26-acre parcel delivers the privacy and space you’ve been searching for. Imagine waking up to expansive, quiet country views, with plenty of acreage left over for a detached workshop, a sprawling garden, or a custom pool. The groundwork has already been laid for you: the lot is fully cleared, accessible via a shared driveway, and features a successfully passed perc test for a septic system. With stunning new custom homes going up nearby, you can build with confidence knowing you are investing in a highly desirable, growing neighborhood. Bring your own builder and claim your slice of Union County peace today!

1329 Stack Road, Monroe

Listing courtesy of LPT Realty, LLC. suzanna.birchfield@gmail.com

$95,000

4388881 MLS ⋅ ACTIVE Status

Bring your toys and sense of adventure ! 5 country acres to enjoy and play on! Room to roam and room to ride ! Bring your ATVs and Side by Sides ! You don't want to miss an opportunity to own your piece of outdoor heaven! Please note the entire property is in a flood zone.

00 Wolf Pond Road, Monroe

Listing courtesy of Howard Hanna Beverly-Hanks, Lake Lure. jennifer.saltouros@allentate.com

$199,000

4387834 MLS ⋅ ACTIVE Status

If you're looking for the perfect property to build your dream home, this is it! We have 2 beautiful acres of flat land waiting for you that's just full of opportunity, right in the heart of Fairview! You can get to uptown Charlotte in 35 minutes, too! Come make this lot of land your own! Subject to Fairview zoning.

1706 E Highway 218 None, Monroe

Listing courtesy of White Stag Realty NC LLC. KarynWilsonRealtor@gmail.com

$195,000

4384693 MLS ⋅ ACTIVE Status

Nice lot to build home. on Macedonia church road near highway 601.

2708 Pageland Highway, Monroe

Listing courtesy of Rorie Properties. arorie@ymail.com

$30,200

4382467 MLS ⋅ ACTIVE Status

Back active at no fault to the seller. PRICE IMPROVEMENT: Beautiful, wooded tract consisting of approximately 0.93 +/- acres located off Morgan Mill Road in Monroe. This private parcel is accessed by a recorded right-of-way and offers an excellent setting for your future home or weekend retreat. Wooded lot, the property provides a peaceful and secluded atmosphere while still being conveniently located near Monroe and surrounding areas. Ideal for buyers seeking privacy, nature, and a quiet residential setting. Bring your builder and vision to create the perfect custom home tucked away among the trees. Features Approximately 0.93 +/- acres Wooded lot Private setting Access by recorded right-of-way Great location for residential dwelling Convenient access to Monroe, shopping, dining, and schools Excellent opportunity for custom home site or investment property Buyer to verify utilities, septic suitability, survey, and any applicable restrictions.

8838 Morgan Mill Road, Monroe

Listing courtesy of Central Carolina Real Estate Group LLC. gregeudyrealtor@gmail.com

$129,000

4363270 MLS ⋅ ACTIVE Status

1-acre lot conveniently located near the Hwy 74 Bypass and Monroe, within a highly regarded school district. Public water available through the City of Monroe (tap fee required). An approved Construction Authorization Improvement Permit is already in place for a 3-bedroom home with a Non-Treated Drip Dispersal System. Please refer to attached documents for details. City of Monroe information can be found at https://www.monroenc.org/DocumentCenter/View/2626/City-of-Monroe---Fee-Schedule-PDF. Refer to page 103 for utility connection. No HOA or deeded restrictions. Building restrictions would only apply to municipal building zoning requirements.

4010 Concord Highway, Monroe

Listing courtesy of 10th Avenue Realty. dawnhjordan@gmail.com

$200,000

4353883 MLS ⋅ ACTIVE UNDER CONTRACT Status

This ±5.72-acre parcel sits at the corner of Belk Mill Rd and Old Pageland Monroe Rd, offering excellent visibility and access. There is an old retail building on the corner conveyed at no value. Primarily zoned RA-40 with a corner section zoned B2 through Union County. This would be great for a private home site, or small development through subdividing within current zoning rules. Lot lines in pictures are approximate.

3802 Old Pageland Monroe Road, Monroe

Listing courtesy of Moser Group, Inc., The. iharrow@themosergroupinc.com

$149,000

4351991 MLS ⋅ ACTIVE Status

2.26 Acres Zoned Residential Medium Density just outside the city limits. Conveniently located right off of the Monroe Bypass making this location ideal for commuters.

2722 Olive Branch Road, Monroe

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. sommer.belk@southlandhomesusa.com

$175,000

4335617 MLS ⋅ ACTIVE Status

Great location and beautiful wooded 3.44 acres of land surveyed with non-expiring septic permit ready for you to build your dream home now or hold for later. This listed lot is one lot out of a total of 4 large building lots adjacent to each other. Preliminary work has been done with the surveyors, sellers and NCDOT to evaluate driveway location. Most of the work has been done for you!! Country like private setting with multiple possibilities. Easy 15-minute drive into Monroe and surrounding areas. More information to come!!

1415 Trinity Church Road, Monroe

Listing courtesy of Debra Lynn Price. Deaglesoars@aol.com

$100,000

4333341 MLS ⋅ ACTIVE Status

Opportunity awaits in Sabella Estates. Come build your dream home or use this lot for your next custom home builder project. The lot is wooded and offers the opportunity to build your estate on a 1.3-acre lot that will offer privacy in an already established area of Sabella Estates that is surrounded by beautiful homes. All builds are subject to architectural review, require a minimum build of 1700 square feet, and are subject to covenants and restrictions. This lot provides builder opportunity as recent sales in the neighborhood for single family homes are as high as $558k, this lot offers an opportunity to build for profit or build for personal equity. This lot has previously rated for a 4-bedroom septic system.

2010 Parrothead Drive, Monroe

Listing courtesy of NorthGroup Real Estate LLC. justin.gheen@yahoo.com

$200,000

2 Beds ⋅ 2 Baths ⋅ 4330997 MLS ⋅ ACTIVE UNDER CONTRACT Status

Set on 2.15 acres of mostly level, usable land, this property offers a rare opportunity for buyers seeking space, privacy, and future potential. The expansive, flat terrain creates an ideal setting for outdoor living, expansion, or the possibility of subdivision (subject to zoning and county approval), making this property uniquely versatile in today’s market. The home itself is warm, inviting, and thoughtfully maintained, featuring abundant natural light and a functional layout that connects the kitchen, dining, and living areas seamlessly. Enjoy morning coffee on the front porch or unwind on the rear deck overlooking a peaceful, wooded backdrop. With public water, septic system, and no HOA restrictions, the property provides flexibility rarely found at this price point. Recent improvements, including HVAC, water heater, and roof updates, add confidence and long-term value. Whether you’re looking for a private homestead, an investment opportunity, or land with future potential, this property delivers space, freedom, and possibility—all just minutes from Monroe and convenient access to major routes.

2909 New Town Road, Monroe

Listing courtesy of Keller Williams South Park. kbernard@empowerhome.com

$160,000

4328396 MLS ⋅ ACTIVE Status

Price Improvement! Seller has reduced the price and is motivated to sell. Property is being sold as-is. Excellent opportunity to add your personal touch or investment value. Escape to your own slice of country paradise on this spacious vacant property where dreams take shape and possibilities are endless. This unique land offering provides the perfect canvas for building your ideal home while embracing the peaceful rural lifestyle you've been craving. The property comes with several valuable features already in place, including an installed well for your water needs and a septic system that requires updating to meet current environmental health standards. A sturdy barn adds character and functionality, perfect for storing equipment or welcoming horses to your new homestead. Whether you're planning to bring along your four-wheelers for weekend adventures or horses for that authentic country experience, this land accommodates your outdoor lifestyle. Privacy abounds on this generous tract, offering you the tranquility and space that's increasingly rare in today's world. The existing doublewide mobile home holds no significant value but could serve various purposes during your planning and building phases. With room to roam and freedom to design your perfect retreat, this land invites you to slow down and appreciate the simpler pleasures of country life while building something truly your own. But wait, there's more. An adjoining 5.74 parcel also available for purchase (MLS# 4385891) giving you the opportunity to expand your country estate even further. Imagine the possibilities. Book your private showing today.

5620 Stack Road, Monroe

Listing courtesy of Keller Williams Select. tracymedlin.mrr@gmail.com

$35,000

4322571 MLS ⋅ ACTIVE Status

Discover one of Union County’s most desirable areas! This lot in Monroe offers the ideal canvas for your next project. Enjoy the convenience of being just minutes from Weddington, Wesley Chapel, and downtown Monroe—giving you the perfect blend of peaceful living and easy access to shopping, dining, and top-rated Union County amenities. Public water is available at the street (tap fee required). A septic system will be needed. With its prime location and flat, usable land, this property provides exceptional value for anyone looking to build in a sought-after area with limited inventory. Existing driveway may be able to be used as driveway access for future use of this property. Don’t miss this chance to secure one of the few remaining lots in this coveted Monroe location! No survey or perc test available. Existing driveway in place, an easement may be recored with Union County. May be able to be used as driveway access for future use of this property. For navigation purposes the address across from the lot is 825 Potter Rd, Monroe NC

000 Potter Road, Monroe

Listing courtesy of Keller Williams Connected. tony.brown@kw.com

$120,000

4290917 MLS ⋅ ACTIVE Status

Welcome to your opportunity to own a piece of paradise—a stunning parcel of vacant land that awaits your vision and creativity. This lot is the perfect blank canvas where you can build the traditional home of your dreams. **Take the First Step Towards Your Dream Home Today!** Contact us now for more details or to schedule a visit!

Nesbit Road, Monroe

Listing courtesy of Emerald Pointe Realty. bbenton@emeraldpointerealty.com

$65,000

4291890 MLS ⋅ PENDING Status

Build your dream semi-custom home on a rare large acre homesite in a highly desirable Monroe location—with no HOA! Enjoy the perfect blend of privacy and convenience, just minutes from shopping, dining, and everyday essentials. This spacious homesite offers a peaceful setting and the flexibility to personalize your new home with True Homes, the exclusive builder. Choose from a wide selection of thoughtfully designed floorplans, architectural elevations, and interior and structural options to create a home tailored to your lifestyle. Whether you're seeking open-concept living, a first-floor primary suite, or designer finishes, this is your opportunity to bring your vision to life. Contact a True Advisor today to explore available home designs and start your path to homeownership in one of Monroe’s most sought-after areas.

4112 Mcmanus Road Unit #2, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$107,900

4249500 MLS ⋅ ACTIVE Status

Beautiful lot in the City of Monroe's Historical District. Large trees and large open spaces for you to build with an easy stroll to the heart of downtown Monroe with all it has to offer in restaurants, shopping, banking, entertainment and more. Water and sewer available subject to tap fees being paid. City of Monroe Planner Keri Mendler can be contacted at 704-282-5797 with any questions on building. All building plans must go through the City of Monroe and the Historic District Board for approval. Downtown Monroe is growing, and new homes are adding to its charm.

207 Maurice Street, Monroe

Listing courtesy of Debra Lynn Price. Deaglesoars@aol.com

$99,800

4231291 MLS ⋅ ACTIVE Status

Country home site with road frontage on Hwy 601 is minutes from Monroe and offers quick access to shopping, dining, and health care facilities. There is a well and septic on the property. There are some issues with the septic that will need approval for use. See reports in attachments.

2700 Pageland Highway, Monroe

Listing courtesy of ProStead Realty. maryalicelee81@gmail.com

$160,000

3778577 MLS ⋅ PENDING Status

New 5 lot subdivision. Crenshaw Loche. Lot 5, +2 acre lot. The lots range in price from $125K- 250K depending upon size. CCR's are Recorded. Frontline Construction is an approved builder or bring your own! Quiet country setting on a non drive-thru road. Road terminates near property, Enjoy the peaceful environment within 5 miles from I-485 at Lawyers Road exit and within 5 miles from Monroe toll road bypass. Shopping and Restaurants nearby. Sought after Fairview School District. It's the right time to build your dream home. Seller has paid sewer engineering and is offering $5,000 towards closing costs providing it closes within 60 days of contract date.

0005 Tesh Road Unit #5, Monroe

Listing courtesy of Fortner Bayko And Company. sbayko@aol.com

Browse All Monroe NC Under $200K Properties for Sale

Under $200K Monroe Real Estate